Taxes in Westerville, Ohio
Complete tax guide for Westerville, OH. State income tax up to 3.5%, 1.48% property tax, 7.44% sales tax. Calculate your total tax burden.
State Income Tax
3.5%
Ohio
Property Tax
1.48%
Effective rate
Sales Tax
7.44%
Combined rate
Tax Burden
Moderate
Westerville, OH Tax Overview
Population
40,443
Median Income
$47,300
Cost of Living
89 (100 = avg)
State Income Tax
3.5%
Local Income Tax
2.99%
Median Home Price
$162,000
Westerville Tax Calculator
Pre-filled with Westerville median: $47,300
Total Tax Burden in Westerville
$10,326
Take-Home: $36,974 · Effective Rate: 21.83%
Federal Tax
$3,638
7.69% eff.
OH State + Local
$3,070
6.49% eff.
FICA
$3,618
7.65% eff.
Take-Home
$36,974
78.17% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $47,300.00 | $3,941.67 |
| Federal Income Tax | -$3,637.50 | -$303.13 |
| Ohio State Tax | -$1,655.50 | -$137.96 |
| Westerville Local Tax (2.99%) | -$1,414.27 | -$117.86 |
| Social Security (6.2%) | -$2,932.60 | -$244.38 |
| Medicare (1.45%) | -$685.85 | -$57.15 |
| Take-Home Pay | $36,974.28 | $3,081.19 |
Property Tax in Westerville
Median Home
$162,000
Annual Tax
$2,398
Monthly Tax
$200
Effective Rate
1.48%
Sales Tax in Westerville
Combined Rate
7.44%
State Portion
~4.9%
Local Portion
~2.5%
The combined sales tax rate in Westerville is 7.44%, which is above the national average of 7.12%. On a $100 purchase, you would pay $7.44 in sales tax.
Tax Burden Comparison
| Tax Type | Westerville | Ohio Avg | National Avg |
|---|---|---|---|
| Income Tax | 3.5% + 2.99% | 3.5% | 4.6% |
| Property Tax | 1.48% | ~1.48% | 1.1% |
| Sales Tax | 7.44% | ~7.44% | 7.12% |
| Overall Burden | Moderate | — | Moderate |
Tax Saving Tips for Westerville Residents
- Ohio's income tax rate of 3.5% is competitive. You may still benefit from maximizing 401(k) contributions ($23,500 limit) to reduce your taxable income at both state and federal levels.
- Westerville has a local income tax of 2.99%. If you work remotely, verify whether you owe city tax based on where you work or where you live. Some cities only tax people who work within city limits.
- Property tax in Westerville (1.48%) is above the national average. Check if you qualify for homestead exemptions or assessment appeals to reduce your property tax bill.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
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LowCalculate Your Full Ohio Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Westerville, OH?
Westerville, Ohio has a state income tax rate up to 3.5%, plus a local income tax of 2.99%. The property tax rate is 1.48% and the combined sales tax rate is 7.44%.
How much is property tax in Westerville?
The effective property tax rate in Westerville is 1.48%. On the median home price of $162,000, this equals approximately $2,398 per year or $200 per month. This is above the national average of 1.1%.
What is the sales tax rate in Westerville?
The combined sales tax rate in Westerville is 7.44%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does Westerville's tax burden compare to other cities?
Westerville has a moderate overall tax burden. The effective total tax rate for a median-income household is approximately 29%. The combination of 3.5% state income tax, 1.48% property tax, and 7.44% sales tax determines the total burden. Cost of living index is 89 (100 = national average).
Are there any local taxes in Westerville?
Yes. Westerville imposes a local income tax of 2.99% in addition to the state income tax of 3.5%.