Taxes in Winter Haven, Florida
Complete tax guide for Winter Haven, FL. No state income tax, 0.91% property tax, 6.57% sales tax. Calculate your total tax burden.
State Income Tax
None
Florida
Property Tax
0.91%
Effective rate
Sales Tax
6.57%
Combined rate
Tax Burden
Low
Winter Haven, FL Tax Overview
No state income tax; higher property taxes and sales tax offset
Population
48,437
Median Income
$49,400
Cost of Living
102.8 (100 = avg)
State Income Tax
None
Median Home Price
$351,000
Winter Haven Tax Calculator
Pre-filled with Winter Haven median: $49,400
Total Tax Burden in Winter Haven
$7,669
Take-Home: $41,731 · Effective Rate: 15.52%
Federal Tax
$3,890
7.87% eff.
FL State
$0
0.00% eff.
FICA
$3,779
7.65% eff.
Take-Home
$41,731
84.48% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $49,400.00 | $4,116.67 |
| Federal Income Tax | -$3,889.50 | -$324.13 |
| Florida State Tax | $0.00 | $0.00 |
| Social Security (6.2%) | -$3,062.80 | -$255.23 |
| Medicare (1.45%) | -$716.30 | -$59.69 |
| Take-Home Pay | $41,731.40 | $3,477.62 |
Property Tax in Winter Haven
Median Home
$351,000
Annual Tax
$3,194
Monthly Tax
$266
Effective Rate
0.91%
Sales Tax in Winter Haven
Combined Rate
6.57%
State Portion
~4.1%
Local Portion
~2.5%
The combined sales tax rate in Winter Haven is 6.57%, which is below the national average of 7.12%. On a $100 purchase, you would pay $6.57 in sales tax.
Tax Burden Comparison
| Tax Type | Winter Haven | Florida Avg | National Avg |
|---|---|---|---|
| Income Tax | None | None | 4.6% |
| Property Tax | 0.91% | ~0.91% | 1.1% |
| Sales Tax | 6.57% | ~6.57% | 7.12% |
| Overall Burden | Low | — | Moderate |
About Taxes in Winter Haven
Winter Haven has a population of approximately 48,437 residents with a median household income of $49,400. The cost of living index is 102.8 (2.8% higher than the national average of 100).
Local context: No state income tax; higher property taxes and sales tax offset
Tax burden classification: Low. Effective combined tax rate of 23.6% includes federal, state, FICA, property, and sales taxes for a typical Winter Haven household.
Official Tax Resources for Florida
For authoritative Florida tax forms, filing deadlines, and the latest legislative updates, consult these official government resources:
- Florida Department of Revenue — official state revenue agency
- Florida Individual Income Tax Forms — current tax year forms and instructions
- Florida Property Tax Information — assessment, exemptions, and appeals
- IRS Federal Tax Forms and Instructions — federal income tax filing
Tax Saving Tips for Winter Haven Residents
- Florida has no state income tax, meaning your income is only subject to federal taxes and FICA. Consider investing your tax savings into a Roth IRA for tax-free growth.
- Property tax in Winter Haven (0.91%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,400 individual, $8,750 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in Florida
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Very LowSources & Methodology
Tax rate data on this page is compiled from official government sources and updated for the 2026 tax year. Calculations follow the IRS-published 2026 federal tax brackets, FICA rates (6.2% Social Security up to $176,100 wage base, 1.45% Medicare), and Florida state tax provisions. Property tax estimates use Winter Haven's median home value of $351,000and the local effective property tax rate of 0.91%.
- • Federal tax brackets and standard deductions: IRS.gov
- • State income tax rates and brackets: Florida Department of Revenue
- • Median household income, home value, and demographics: U.S. Census Bureau ACS
- • Cost of living comparisons: U.S. Bureau of Labor Statistics CES
- • National average benchmarks: Tax Foundation state-level tax burden studies
Disclaimer: Estimates are for informational purposes only. Actual tax liability depends on filing status, deductions, credits, and individual circumstances. Consult a licensed tax professional or your state revenue agency for binding tax guidance.
Reviewed by LevyIO Tax Research Team · Published 2026-01-15 · Last updated 2026-04-30
Calculate Your Full Florida Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Winter Haven, FL?
Winter Haven, Florida has no state income tax. The property tax rate is 0.91% and the combined sales tax rate is 6.57%. No state income tax; higher property taxes and sales tax offset
How much is property tax in Winter Haven?
The effective property tax rate in Winter Haven is 0.91%. On the median home price of $351,000, this equals approximately $3,194 per year or $266 per month. This is below the national average of 1.1%.
What is the sales tax rate in Winter Haven?
The combined sales tax rate in Winter Haven is 6.57%, which includes both state and local components. This is below the national average combined rate of approximately 7.12%.
How does Winter Haven's tax burden compare to other cities?
Winter Haven has a low overall tax burden. The effective total tax rate for a median-income household is approximately 23.6%. The absence of state income tax significantly reduces the overall burden. Cost of living index is 102.8 (100 = national average).
Are there any local taxes in Winter Haven?
Winter Haven does not impose a separate local or city income tax. Residents pay no state income tax, federal income tax, and FICA (Social Security and Medicare). No state income tax; higher property taxes and sales tax offset