Ohio · Home Energy Tax Credit
Home Energy Tax Credit in Ohio (2026)
Credit for energy-efficient home improvements like insulation, windows, and HVAC. Ohio has a flat 2.75% income tax, so a Ohio filer's combined marginal rate on the next dollar at $62,262 of income is about 14.75% (12% federal + 2.75% OH).
2026 savings example for Ohio
Planning estimate for a single filer earning $62,262 (Ohio median household income in LevyIO's state dataset) who claims a $3,200 credit. Federal tax uses the 2026 IRS brackets after the $16,100 standard deduction; OH tax uses the state brackets in LevyIO's dataset and assumes the state follows the federal treatment.
Estimated total savings
$3,200
Federal savings
$3,200
$5,291 → $2,091 · 12% bracket
OH state savings
$0
Federal credit only; check for a state credit
Combined marginal rate
14.75%
Credits do not depend on the bracket
Statutory maximum for this item in LevyIO's dataset: $3,200.
Federal × Ohio marginal rates (2026, single)
Gross-income ranges include the federal standard deduction. The OH column is the state marginal rate at the midpoint of each range. A credit saves its face value regardless of bracket.
| Federal bracket | Gross income (single) | OH marginal | Combined | Per $1,000 |
|---|---|---|---|---|
| 10% | $16,100 - $28,500 | 0% | 10% | $1,000 |
| 12% | $28,500 - $66,500 | 2.75% | 14.75% | $1,000 |
| 22% | $66,500 - $121,800 | 2.75% | 24.75% | $1,000 |
| 24% | $121,800 - $217,875 | 2.75% | 26.75% | $1,000 |
| 32% | $217,875 - $272,325 | 2.75% | 34.75% | $1,000 |
| 35% | $272,325 - $656,700 | 2.75% | 37.75% | $1,000 |
| 37% | Over $656,700 | 2.75% | 39.75% | $1,000 |
Eligibility & forms
Homeowners who install energy-efficient improvements
- Must be primary residence
- Qualifying improvements only
- Keep receipts
Federal forms: Form 5695
Ohio filing notes
The $26,050 zero-bracket benefits low earners. Check your city's income tax rate. Social Security is exempt. Consider municipal tax when choosing where to live.
Common mistakes: Claiming for rental properties; Missing manufacturer certifications.
Frequently asked questions
How much can the Home Energy Tax Credit save a Ohio taxpayer in 2026?
Credits reduce tax dollar-for-dollar. In LevyIO's example, a single filer with $62,262 of income (the Ohio median household income in our state dataset) and a $3,200 credit would cut 2026 federal tax from $5,291 to $2,091, a $3,200 saving. Whether Ohio offers a matching state credit depends on the OH return, so the estimate counts federal savings only.
What is the Ohio income tax rate for 2026?
Ohio has a flat 2.75% income tax. The OH standard deduction in LevyIO's dataset is $0 single / $0 married. First $26,050 tax-free. Then a flat 2.75%. Many cities levy 2-3% income tax.
Who qualifies for the Home Energy Tax Credit in Ohio?
Homeowners who install energy-efficient improvements. The federal rules are the same in every state; the requirements are: Must be primary residence; Qualifying improvements only; Keep receipts. Ohio filers should confirm on the OH return whether the state follows the federal treatment.
Which forms do I file to claim the Home Energy Tax Credit?
Federal: Form 5695. Ohio: check the Ohio Department of Taxation instructions for the matching state schedule. Common mistakes: Claiming for rental properties; Missing manufacturer certifications.
Home Energy Tax Credit in other states
Sources
Reviewed 2026-09-17. Estimates are educational planning figures computed from the IRS 2026 inflation adjustments and LevyIO's state bracket dataset; they are not tax advice.