Taxes in Andover, Minnesota
Complete tax guide for Andover, MN. State income tax up to 7.85%, 1.15% property tax, 7.89% sales tax. Calculate your total tax burden.
State Income Tax
7.85%
Minnesota
Property Tax
1.15%
Effective rate
Sales Tax
7.89%
Combined rate
Tax Burden
High
Andover, MN Tax Overview
Population
35,413
Median Income
$68,100
Cost of Living
90.5 (100 = avg)
State Income Tax
7.85%
Median Home Price
$277,000
Andover Tax Calculator
Pre-filled with Andover median: $68,100
Total Tax Burden in Andover
$17,152
Take-Home: $50,949 · Effective Rate: 25.19%
Federal Tax
$6,596
9.69% eff.
MN State
$5,346
7.85% eff.
FICA
$5,210
7.65% eff.
Take-Home
$50,949
74.81% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $68,100.00 | $5,675.00 |
| Federal Income Tax | -$6,596.00 | -$549.67 |
| Minnesota State Tax | -$5,345.85 | -$445.49 |
| Social Security (6.2%) | -$4,222.20 | -$351.85 |
| Medicare (1.45%) | -$987.45 | -$82.29 |
| Take-Home Pay | $50,948.50 | $4,245.71 |
Property Tax in Andover
Median Home
$277,000
Annual Tax
$3,186
Monthly Tax
$265
Effective Rate
1.15%
Sales Tax in Andover
Combined Rate
7.89%
State Portion
~5.4%
Local Portion
~2.5%
The combined sales tax rate in Andover is 7.89%, which is above the national average of 7.12%. On a $100 purchase, you would pay $7.89 in sales tax.
Tax Burden Comparison
| Tax Type | Andover | Minnesota Avg | National Avg |
|---|---|---|---|
| Income Tax | 7.85% | 7.85% | 4.6% |
| Property Tax | 1.15% | ~1.15% | 1.1% |
| Sales Tax | 7.89% | ~7.89% | 7.12% |
| Overall Burden | High | — | Moderate |
Tax Saving Tips for Andover Residents
- Minnesota's income tax rate of 7.85% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Property tax in Andover (1.15%) is above the national average. Check if you qualify for homestead exemptions or assessment appeals to reduce your property tax bill.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in Minnesota
Minneapolis
Very HighSt. Paul
HighRochester
HighDuluth
HighBloomington
HighSt. Cloud
HighCalculate Your Full Minnesota Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Andover, MN?
Andover, Minnesota has a state income tax rate up to 7.85%. The property tax rate is 1.15% and the combined sales tax rate is 7.89%.
How much is property tax in Andover?
The effective property tax rate in Andover is 1.15%. On the median home price of $277,000, this equals approximately $3,186 per year or $265 per month. This is above the national average of 1.1%.
What is the sales tax rate in Andover?
The combined sales tax rate in Andover is 7.89%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does Andover's tax burden compare to other cities?
Andover has a high overall tax burden. The effective total tax rate for a median-income household is approximately 30.1%. The combination of 7.85% state income tax, 1.15% property tax, and 7.89% sales tax determines the total burden. Cost of living index is 90.5 (100 = national average).
Are there any local taxes in Andover?
Andover does not impose a separate local or city income tax. Residents pay the state income tax of 7.85%, federal income tax, and FICA (Social Security and Medicare).