Taxes in Bozeman, Montana
Complete tax guide for Bozeman, MT. State income tax up to 5.65%, 0.74% property tax, no sales tax. Calculate your total tax burden.
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Taxes in Bozeman, MT: income, FICA, property, and sales tax
For wage-income planning, this page estimates federal income tax, Montana state income tax, and FICA. It also shows property-tax and sales-tax estimates because local household tax burden depends on address-level property assessments, sales-tax districts, exemptions, and item categories.
State Income Tax
5.65%
Montana
Property Tax
0.74%
Effective rate
Sales Tax
None
Combined rate
Tax Burden
Moderate
Bozeman, MT Tax Overview
Population
53,293
Median Income
$55,000
Cost of Living
118.5 (100 = avg)
State Income Tax
5.65%
Median Home Price
$585,000
Bozeman Tax Calculator
Pre-filled with Bozeman median: $55,000
Total Tax Burden in Bozeman
$10,456
Take-Home: $44,544 · Effective Rate: 19.01%
Federal Tax
$4,420
8.04% eff.
MT State
$1,828
3.32% eff.
FICA
$4,208
7.65% eff.
Take-Home
$44,544
80.99% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $55,000.00 | $4,583.33 |
| Federal Income Tax | -$4,420.00 | -$368.33 |
| Montana State Tax | -$1,828.30 | -$152.36 |
| Social Security (6.2%) | -$3,410.00 | -$284.17 |
| Medicare (1.45%) | -$797.50 | -$66.46 |
| Take-Home Pay | $44,544.20 | $3,712.02 |
Property Tax in Bozeman
Median Home
$585,000
Annual Tax
$4,329
Monthly Tax
$361
Effective Rate
0.74%
Sales Tax in Bozeman
No Sales Tax
Montana does not impose a state or local sales tax.
Tax Burden Comparison
| Tax Type | Bozeman | Montana Avg | National Avg |
|---|---|---|---|
| Income Tax | 5.65% | 5.65% | 4.6% |
| Property Tax | 0.74% | ~0.74% | 1.1% |
| Sales Tax | None | None | 7.53% |
| Overall Burden | Moderate | — | Moderate |
About Taxes in Bozeman
Bozeman has a population of approximately 53,293 residents with a median household income of $55,000. The estimated cost of living index is 118.5 (18.5% higher than the national average of 100).
Tax burden classification: Moderate. Effective combined tax rate of 28.9% includes federal, state, FICA, property, and sales taxes for a typical Bozeman household.
Official Tax Resources for Montana
For authoritative Montana tax forms, filing deadlines, and the latest legislative updates, consult these official government resources:
- Montana Department of Revenue, official state revenue agency
- Montana Individual Income Tax Forms, current tax year forms and instructions
- IRS Federal Tax Forms and Instructions, federal income tax filing
Tax Saving Tips for Bozeman Residents
- Montana's top income tax rate of 5.65% is above average. Maximize pre-tax retirement contributions (401k up to $24,500, IRA up to $7,500) to reduce both federal and state taxable income.
- Property tax in Bozeman (0.74%) is below LevyIO's rounded national benchmark of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- Bozeman has no sales tax, which can save thousands annually on everyday purchases and large-ticket items like electronics, furniture, and vehicles.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,400 individual, $8,750 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Find Your Local Tax Authority in Bozeman
The 0.74% property tax rate shown above is a city-profile effective estimate. Your actual Bozeman property tax bill is set by your county assessor and may include additional levies from your school district or special taxing and assessment districts. Use these official lookup tools to confirm exact rates for your specific address:
Look up the county your Bozeman address belongs to and find your assessor's office:
- • NACo County Explorer, search by address
- • USA.gov, Montana local govt directory
School districts add their own millage rate to property tax:
- • NCES District Locator, federal database
- • NCES School Locator (EDGE)
Special taxing or assessment districts (for example utility, fire, library, or improvement districts, depending on state law) can add levies in parts of Montana:
- • Census, Census of Governments
- • Check your tax bill for line items beyond county + school district
Disagree with your assessment? You can appeal:
- • Property Tax Appeal Guide
- • Appeal deadlines vary by state and county; check the deadline printed on your assessment notice
Why this matters: Two homes valued the same in Bozeman can pay different property tax depending on which school district and special districts they fall within. Always verify with your specific address, the address-level rate can be higher or lower than the city estimate shown here.
Other Cities in Montana
Sources & Methodology
Federal, FICA, and state income-tax inputs on this page follow official 2026 sources. City-level property-tax rates, median values, cost-of-living index, and burden labels are LevyIO modeled estimates, and local income-tax and sales-tax rates should be confirmed with the local tax authority. Calculations follow the IRS-published 2026 federal tax brackets, FICA rates (6.2% Social Security up to $184,500 wage base, 1.45% Medicare), and Montana state tax provisions. Property tax estimates use Bozeman's median home value of $585,000and the local effective property tax rate of 0.74%.
- • Federal tax brackets and standard deductions: IRS.gov
- • State income tax rates and brackets: Montana Department of Revenue
- • Median household income, home value, and demographics: U.S. Census Bureau ACS
- • Cost of living index: LevyIO modeled estimate (100 = national average); not an official BLS index. Household spending context: U.S. Bureau of Labor Statistics Consumer Expenditure Surveys
- • National average sales tax (7.53%): Tax Foundation, State and Local Sales Tax Rates, Midyear 2026 (population-weighted combined average). Property-tax (1.1%) and state income-tax (4.6%) national figures are rounded LevyIO planning benchmarks.
Disclaimer: Estimates are for informational purposes only. Actual tax liability depends on filing status, deductions, credits, and individual circumstances. Consult a licensed tax professional or your state revenue agency for binding tax guidance.
Reviewed by LevyIO Tax Research Team · Published 2026-01-15 · Last updated 2026-05-27
Calculate Your Full Montana Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Reviewed data sources
Reviewed May 27, 2026. Calculations use current public tax guidance and published source data.
1. Enter the tax scenario
Use the filing status, income type, state, payroll, deduction, credit, or transaction details that match the real case.
2. Review assumptions
Check the visible formula context, source notes, related calculators, and federal or state limits before relying on the estimate.
3. Verify before filing
Confirm final tax positions with IRS guidance, state revenue agencies, payroll records, brokerage forms, or a qualified tax professional.
Planning estimate, not tax advice
LevyIO calculators are educational planning tools. Actual federal, state, payroll, property, sales, and local tax results can change with filing status, credits, deductions, residency, employer withholding, address-level rates, and current forms. Verify final filing positions with IRS or state guidance, payroll records, tax software, or a qualified tax professional.
Frequently Asked Questions
What are the tax rates in Bozeman, MT?
Bozeman, Montana has a state income tax rate up to 5.65%. The property tax rate is 0.74% and the combined sales tax rate is 0% (no sales tax).
How much is property tax in Bozeman?
The effective property tax rate in Bozeman is 0.74%. On the median home price of $585,000, this equals approximately $4,329 per year or $361 per month. This is below LevyIO's rounded national benchmark of 1.1%.
What is the sales tax rate in Bozeman?
Bozeman has no sales tax. Montana is one of the few states that does not impose a state or local sales tax.
How does Bozeman's tax burden compare to other cities?
Bozeman has a moderate overall tax burden. The effective total tax rate for a median-income household is approximately 28.9%. The combination of 5.65% state income tax, 0.74% property tax, and 0% sales tax determines the total burden. Estimated cost of living index is 118.5 (100 = national average).
Are there any local taxes in Bozeman?
Bozeman does not impose a separate local or city income tax. Residents pay the state income tax of 5.65%, federal income tax, and FICA (Social Security and Medicare).