Taxes in Cathedral City, California
Complete tax guide for Cathedral City, CA. State income tax up to 9.3%, 0.76% property tax, 9.8% sales tax. Calculate your total tax burden.
State Income Tax
9.3%
California
Property Tax
0.76%
Effective rate
Sales Tax
9.8%
Combined rate
Tax Burden
Very High
Cathedral City, CA Tax Overview
Population
54,830
Median Income
$71,000
Cost of Living
150.7 (100 = avg)
State Income Tax
9.3%
Median Home Price
$737,000
Cathedral City Tax Calculator
Pre-filled with Cathedral City median: $71,000
Total Tax Burden in Cathedral City
$19,269
Take-Home: $51,732 · Effective Rate: 27.14%
Federal Tax
$7,234
10.19% eff.
CA State
$6,603
9.30% eff.
FICA
$5,432
7.65% eff.
Take-Home
$51,732
72.86% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $71,000.00 | $5,916.67 |
| Federal Income Tax | -$7,234.00 | -$602.83 |
| California State Tax | -$6,603.00 | -$550.25 |
| Social Security (6.2%) | -$4,402.00 | -$366.83 |
| Medicare (1.45%) | -$1,029.50 | -$85.79 |
| Take-Home Pay | $51,731.50 | $4,310.96 |
Property Tax in Cathedral City
Median Home
$737,000
Annual Tax
$5,601
Monthly Tax
$467
Effective Rate
0.76%
Sales Tax in Cathedral City
Combined Rate
9.8%
State Portion
~7.3%
Local Portion
~2.5%
The combined sales tax rate in Cathedral City is 9.8%, which is above the national average of 7.12%. On a $100 purchase, you would pay $9.80 in sales tax.
Tax Burden Comparison
| Tax Type | Cathedral City | California Avg | National Avg |
|---|---|---|---|
| Income Tax | 9.3% | 9.3% | 4.6% |
| Property Tax | 0.76% | ~0.76% | 1.1% |
| Sales Tax | 9.8% | ~9.8% | 7.12% |
| Overall Burden | Very High | — | Moderate |
Tax Saving Tips for Cathedral City Residents
- California's income tax rate of 9.3% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Property tax in Cathedral City (0.76%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- The combined sales tax rate of 9.8% is relatively high. Consider making large purchases in lower-tax jurisdictions or online retailers that do not charge local tax rates.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
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See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Cathedral City, CA?
Cathedral City, California has a state income tax rate up to 9.3%. The property tax rate is 0.76% and the combined sales tax rate is 9.8%.
How much is property tax in Cathedral City?
The effective property tax rate in Cathedral City is 0.76%. On the median home price of $737,000, this equals approximately $5,601 per year or $467 per month. This is below the national average of 1.1%.
What is the sales tax rate in Cathedral City?
The combined sales tax rate in Cathedral City is 9.8%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does Cathedral City's tax burden compare to other cities?
Cathedral City has a very high overall tax burden. The effective total tax rate for a median-income household is approximately 35.4%. The combination of 9.3% state income tax, 0.76% property tax, and 9.8% sales tax determines the total burden. Cost of living index is 150.7 (100 = national average).
Are there any local taxes in Cathedral City?
Cathedral City does not impose a separate local or city income tax. Residents pay the state income tax of 9.3%, federal income tax, and FICA (Social Security and Medicare).