Taxes in Chico, California
Complete tax guide for Chico, CA. State income tax up to 9.3%, 0.76% property tax, 8.81% sales tax. Calculate your total tax burden.
State Income Tax
9.3%
California
Property Tax
0.76%
Effective rate
Sales Tax
8.81%
Combined rate
Tax Burden
High
Chico, CA Tax Overview
Population
101,475
Median Income
$42,000
Cost of Living
112.3 (100 = avg)
State Income Tax
9.3%
Median Home Price
$380,000
Chico Tax Calculator
Pre-filled with Chico median: $42,000
Total Tax Burden in Chico
$10,121
Take-Home: $31,880 · Effective Rate: 24.10%
Federal Tax
$3,002
7.15% eff.
CA State
$3,906
9.30% eff.
FICA
$3,213
7.65% eff.
Take-Home
$31,880
75.90% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $42,000.00 | $3,500.00 |
| Federal Income Tax | -$3,001.50 | -$250.13 |
| California State Tax | -$3,906.00 | -$325.50 |
| Social Security (6.2%) | -$2,604.00 | -$217.00 |
| Medicare (1.45%) | -$609.00 | -$50.75 |
| Take-Home Pay | $31,879.50 | $2,656.63 |
Property Tax in Chico
Median Home
$380,000
Annual Tax
$2,888
Monthly Tax
$241
Effective Rate
0.76%
Sales Tax in Chico
Combined Rate
8.81%
State Portion
~6.3%
Local Portion
~2.5%
The combined sales tax rate in Chico is 8.81%, which is above the national average of 7.12%. On a $100 purchase, you would pay $8.81 in sales tax.
Tax Burden Comparison
| Tax Type | Chico | California Avg | National Avg |
|---|---|---|---|
| Income Tax | 9.3% | 9.3% | 4.6% |
| Property Tax | 0.76% | ~0.76% | 1.1% |
| Sales Tax | 8.81% | ~8.81% | 7.12% |
| Overall Burden | High | — | Moderate |
Tax Saving Tips for Chico Residents
- California's income tax rate of 9.3% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Property tax in Chico (0.76%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- The combined sales tax rate of 8.81% is relatively high. Consider making large purchases in lower-tax jurisdictions or online retailers that do not charge local tax rates.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
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See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Chico, CA?
Chico, California has a state income tax rate up to 9.3%. The property tax rate is 0.76% and the combined sales tax rate is 8.81%.
How much is property tax in Chico?
The effective property tax rate in Chico is 0.76%. On the median home price of $380,000, this equals approximately $2,888 per year or $241 per month. This is below the national average of 1.1%.
What is the sales tax rate in Chico?
The combined sales tax rate in Chico is 8.81%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does Chico's tax burden compare to other cities?
Chico has a high overall tax burden. The effective total tax rate for a median-income household is approximately 34.1%. The combination of 9.3% state income tax, 0.76% property tax, and 8.81% sales tax determines the total burden. Cost of living index is 112.3 (100 = national average).
Are there any local taxes in Chico?
Chico does not impose a separate local or city income tax. Residents pay the state income tax of 9.3%, federal income tax, and FICA (Social Security and Medicare).