Taxes in Moorhead, Minnesota
Complete tax guide for Moorhead, MN. State income tax up to 7.85%, 1.08% property tax, 8.59% sales tax. Calculate your total tax burden.
State Income Tax
7.85%
Minnesota
Property Tax
1.08%
Effective rate
Sales Tax
8.59%
Combined rate
Tax Burden
High
Moorhead, MN Tax Overview
Population
44,505
Median Income
$62,000
Cost of Living
92.7 (100 = avg)
State Income Tax
7.85%
Median Home Price
$313,000
Moorhead Tax Calculator
Pre-filled with Moorhead median: $62,000
Total Tax Burden in Moorhead
$15,012
Take-Home: $46,989 · Effective Rate: 24.21%
Federal Tax
$5,402
8.71% eff.
MN State
$4,867
7.85% eff.
FICA
$4,743
7.65% eff.
Take-Home
$46,989
75.79% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $62,000.00 | $5,166.67 |
| Federal Income Tax | -$5,401.50 | -$450.13 |
| Minnesota State Tax | -$4,867.00 | -$405.58 |
| Social Security (6.2%) | -$3,844.00 | -$320.33 |
| Medicare (1.45%) | -$899.00 | -$74.92 |
| Take-Home Pay | $46,988.50 | $3,915.71 |
Property Tax in Moorhead
Median Home
$313,000
Annual Tax
$3,380
Monthly Tax
$282
Effective Rate
1.08%
Sales Tax in Moorhead
Combined Rate
8.59%
State Portion
~6.1%
Local Portion
~2.5%
The combined sales tax rate in Moorhead is 8.59%, which is above the national average of 7.12%. On a $100 purchase, you would pay $8.59 in sales tax.
Tax Burden Comparison
| Tax Type | Moorhead | Minnesota Avg | National Avg |
|---|---|---|---|
| Income Tax | 7.85% | 7.85% | 4.6% |
| Property Tax | 1.08% | ~1.08% | 1.1% |
| Sales Tax | 8.59% | ~8.59% | 7.12% |
| Overall Burden | High | — | Moderate |
Tax Saving Tips for Moorhead Residents
- Minnesota's income tax rate of 7.85% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Property tax in Moorhead (1.08%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- The combined sales tax rate of 8.59% is relatively high. Consider making large purchases in lower-tax jurisdictions or online retailers that do not charge local tax rates.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in Minnesota
Minneapolis
Very HighSt. Paul
HighRochester
HighDuluth
HighBloomington
HighSt. Cloud
HighCalculate Your Full Minnesota Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Moorhead, MN?
Moorhead, Minnesota has a state income tax rate up to 7.85%. The property tax rate is 1.08% and the combined sales tax rate is 8.59%.
How much is property tax in Moorhead?
The effective property tax rate in Moorhead is 1.08%. On the median home price of $313,000, this equals approximately $3,380 per year or $282 per month. This is below the national average of 1.1%.
What is the sales tax rate in Moorhead?
The combined sales tax rate in Moorhead is 8.59%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does Moorhead's tax burden compare to other cities?
Moorhead has a high overall tax burden. The effective total tax rate for a median-income household is approximately 31.1%. The combination of 7.85% state income tax, 1.08% property tax, and 8.59% sales tax determines the total burden. Cost of living index is 92.7 (100 = national average).
Are there any local taxes in Moorhead?
Moorhead does not impose a separate local or city income tax. Residents pay the state income tax of 7.85%, federal income tax, and FICA (Social Security and Medicare).