Taxes in Opelika, Alabama
Complete tax guide for Opelika, AL. State income tax up to 5%, 0.4% property tax, 4.48% sales tax. Calculate your total tax burden.
State Income Tax
5%
Alabama
Property Tax
0.4%
Effective rate
Sales Tax
4.48%
Combined rate
Tax Burden
Low
Opelika, AL Tax Overview
Population
30,346
Median Income
$50,900
Cost of Living
77.9 (100 = avg)
State Income Tax
5%
Median Home Price
$166,000
Opelika Tax Calculator
Pre-filled with Opelika median: $50,900
Total Tax Burden in Opelika
$10,508
Take-Home: $40,392 · Effective Rate: 20.65%
Federal Tax
$4,070
8.00% eff.
AL State
$2,545
5.00% eff.
FICA
$3,894
7.65% eff.
Take-Home
$40,392
79.35% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $50,900.00 | $4,241.67 |
| Federal Income Tax | -$4,069.50 | -$339.13 |
| Alabama State Tax | -$2,545.00 | -$212.08 |
| Social Security (6.2%) | -$3,155.80 | -$262.98 |
| Medicare (1.45%) | -$738.05 | -$61.50 |
| Take-Home Pay | $40,391.65 | $3,365.97 |
Property Tax in Opelika
Median Home
$166,000
Annual Tax
$664
Monthly Tax
$55
Effective Rate
0.4%
Sales Tax in Opelika
Combined Rate
4.48%
State Portion
~2.0%
Local Portion
~2.5%
The combined sales tax rate in Opelika is 4.48%, which is below the national average of 7.12%. On a $100 purchase, you would pay $4.48 in sales tax.
Tax Burden Comparison
| Tax Type | Opelika | Alabama Avg | National Avg |
|---|---|---|---|
| Income Tax | 5% | 5% | 4.6% |
| Property Tax | 0.4% | ~0.4% | 1.1% |
| Sales Tax | 4.48% | ~4.48% | 7.12% |
| Overall Burden | Low | — | Moderate |
Tax Saving Tips for Opelika Residents
- Alabama's income tax rate of 5% is competitive. You may still benefit from maximizing 401(k) contributions ($23,500 limit) to reduce your taxable income at both state and federal levels.
- Property tax in Opelika (0.4%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
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Very LowCalculate Your Full Alabama Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Opelika, AL?
Opelika, Alabama has a state income tax rate up to 5%. The property tax rate is 0.4% and the combined sales tax rate is 4.48%.
How much is property tax in Opelika?
The effective property tax rate in Opelika is 0.4%. On the median home price of $166,000, this equals approximately $664 per year or $55 per month. This is below the national average of 1.1%.
What is the sales tax rate in Opelika?
The combined sales tax rate in Opelika is 4.48%, which includes both state and local components. This is below the national average combined rate of approximately 7.12%.
How does Opelika's tax burden compare to other cities?
Opelika has a low overall tax burden. The effective total tax rate for a median-income household is approximately 22.8%. The combination of 5% state income tax, 0.4% property tax, and 4.48% sales tax determines the total burden. Cost of living index is 77.9 (100 = national average).
Are there any local taxes in Opelika?
Opelika does not impose a separate local or city income tax. Residents pay the state income tax of 5%, federal income tax, and FICA (Social Security and Medicare).