Taxes in Rancho Cordova, California
Complete tax guide for Rancho Cordova, CA. State income tax up to 9.3%, 0.72% property tax, 9.68% sales tax. Calculate your total tax burden.
State Income Tax
9.3%
California
Property Tax
0.72%
Effective rate
Sales Tax
9.68%
Combined rate
Tax Burden
High
Rancho Cordova, CA Tax Overview
Population
79,890
Median Income
$78,600
Cost of Living
149.8 (100 = avg)
State Income Tax
9.3%
Median Home Price
$688,000
Rancho Cordova Tax Calculator
Pre-filled with Rancho Cordova median: $78,600
Total Tax Burden in Rancho Cordova
$22,229
Take-Home: $56,371 · Effective Rate: 28.28%
Federal Tax
$8,906
11.33% eff.
CA State
$7,310
9.30% eff.
FICA
$6,013
7.65% eff.
Take-Home
$56,371
71.72% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $78,600.00 | $6,550.00 |
| Federal Income Tax | -$8,906.00 | -$742.17 |
| California State Tax | -$7,309.80 | -$609.15 |
| Social Security (6.2%) | -$4,873.20 | -$406.10 |
| Medicare (1.45%) | -$1,139.70 | -$94.98 |
| Take-Home Pay | $56,371.30 | $4,697.61 |
Property Tax in Rancho Cordova
Median Home
$688,000
Annual Tax
$4,954
Monthly Tax
$413
Effective Rate
0.72%
Sales Tax in Rancho Cordova
Combined Rate
9.68%
State Portion
~7.2%
Local Portion
~2.5%
The combined sales tax rate in Rancho Cordova is 9.68%, which is above the national average of 7.12%. On a $100 purchase, you would pay $9.68 in sales tax.
Tax Burden Comparison
| Tax Type | Rancho Cordova | California Avg | National Avg |
|---|---|---|---|
| Income Tax | 9.3% | 9.3% | 4.6% |
| Property Tax | 0.72% | ~0.72% | 1.1% |
| Sales Tax | 9.68% | ~9.68% | 7.12% |
| Overall Burden | High | — | Moderate |
Tax Saving Tips for Rancho Cordova Residents
- California's income tax rate of 9.3% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Property tax in Rancho Cordova (0.72%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- The combined sales tax rate of 9.68% is relatively high. Consider making large purchases in lower-tax jurisdictions or online retailers that do not charge local tax rates.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
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See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Rancho Cordova, CA?
Rancho Cordova, California has a state income tax rate up to 9.3%. The property tax rate is 0.72% and the combined sales tax rate is 9.68%.
How much is property tax in Rancho Cordova?
The effective property tax rate in Rancho Cordova is 0.72%. On the median home price of $688,000, this equals approximately $4,954 per year or $413 per month. This is below the national average of 1.1%.
What is the sales tax rate in Rancho Cordova?
The combined sales tax rate in Rancho Cordova is 9.68%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does Rancho Cordova's tax burden compare to other cities?
Rancho Cordova has a high overall tax burden. The effective total tax rate for a median-income household is approximately 33.8%. The combination of 9.3% state income tax, 0.72% property tax, and 9.68% sales tax determines the total burden. Cost of living index is 149.8 (100 = national average).
Are there any local taxes in Rancho Cordova?
Rancho Cordova does not impose a separate local or city income tax. Residents pay the state income tax of 9.3%, federal income tax, and FICA (Social Security and Medicare).