Taxes in Saint Paul, Minnesota
Complete tax guide for Saint Paul, MN. State income tax up to 7.85%, 1.12% property tax, 9.3% sales tax. Calculate your total tax burden.
State Income Tax
7.85%
Minnesota
Property Tax
1.12%
Effective rate
Sales Tax
9.3%
Combined rate
Tax Burden
High
Saint Paul, MN Tax Overview
Population
311,527
Median Income
$55,000
Cost of Living
101.5 (100 = avg)
State Income Tax
7.85%
Median Home Price
$265,000
Saint Paul Tax Calculator
Pre-filled with Saint Paul median: $55,000
Total Tax Burden in Saint Paul
$13,087
Take-Home: $41,914 · Effective Rate: 23.79%
Federal Tax
$4,562
8.29% eff.
MN State
$4,318
7.85% eff.
FICA
$4,208
7.65% eff.
Take-Home
$41,914
76.21% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $55,000.00 | $4,583.33 |
| Federal Income Tax | -$4,561.50 | -$380.13 |
| Minnesota State Tax | -$4,317.50 | -$359.79 |
| Social Security (6.2%) | -$3,410.00 | -$284.17 |
| Medicare (1.45%) | -$797.50 | -$66.46 |
| Take-Home Pay | $41,913.50 | $3,492.79 |
Property Tax in Saint Paul
Median Home
$265,000
Annual Tax
$2,968
Monthly Tax
$247
Effective Rate
1.12%
Sales Tax in Saint Paul
Combined Rate
9.3%
State Portion
~6.8%
Local Portion
~2.5%
The combined sales tax rate in Saint Paul is 9.3%, which is above the national average of 7.12%. On a $100 purchase, you would pay $9.30 in sales tax.
Tax Burden Comparison
| Tax Type | Saint Paul | Minnesota Avg | National Avg |
|---|---|---|---|
| Income Tax | 7.85% | 7.85% | 4.6% |
| Property Tax | 1.12% | ~1.12% | 1.1% |
| Sales Tax | 9.3% | ~9.3% | 7.12% |
| Overall Burden | High | — | Moderate |
Tax Saving Tips for Saint Paul Residents
- Minnesota's income tax rate of 7.85% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Property tax in Saint Paul (1.12%) is above the national average. Check if you qualify for homestead exemptions or assessment appeals to reduce your property tax bill.
- The combined sales tax rate of 9.3% is relatively high. Consider making large purchases in lower-tax jurisdictions or online retailers that do not charge local tax rates.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in Minnesota
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HighCalculate Your Full Minnesota Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Saint Paul, MN?
Saint Paul, Minnesota has a state income tax rate up to 7.85%. The property tax rate is 1.12% and the combined sales tax rate is 9.3%.
How much is property tax in Saint Paul?
The effective property tax rate in Saint Paul is 1.12%. On the median home price of $265,000, this equals approximately $2,968 per year or $247 per month. This is above the national average of 1.1%.
What is the sales tax rate in Saint Paul?
The combined sales tax rate in Saint Paul is 9.3%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does Saint Paul's tax burden compare to other cities?
Saint Paul has a high overall tax burden. The effective total tax rate for a median-income household is approximately 31.3%. The combination of 7.85% state income tax, 1.12% property tax, and 9.3% sales tax determines the total burden. Cost of living index is 101.5 (100 = national average).
Are there any local taxes in Saint Paul?
Saint Paul does not impose a separate local or city income tax. Residents pay the state income tax of 7.85%, federal income tax, and FICA (Social Security and Medicare).