Taxes in Stillwater, Oklahoma
Complete tax guide for Stillwater, OK. State income tax up to 4.75%, 0.92% property tax, 5.14% sales tax. Calculate your total tax burden.
State Income Tax
4.75%
Oklahoma
Property Tax
0.92%
Effective rate
Sales Tax
5.14%
Combined rate
Tax Burden
Moderate
Stillwater, OK Tax Overview
Population
50,210
Median Income
$50,000
Cost of Living
87.3 (100 = avg)
State Income Tax
4.75%
Median Home Price
$202,000
Stillwater Tax Calculator
Pre-filled with Stillwater median: $50,000
Total Tax Burden in Stillwater
$10,162
Take-Home: $39,839 · Effective Rate: 20.32%
Federal Tax
$3,962
7.92% eff.
OK State
$2,375
4.75% eff.
FICA
$3,825
7.65% eff.
Take-Home
$39,839
79.68% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $50,000.00 | $4,166.67 |
| Federal Income Tax | -$3,961.50 | -$330.13 |
| Oklahoma State Tax | -$2,375.00 | -$197.92 |
| Social Security (6.2%) | -$3,100.00 | -$258.33 |
| Medicare (1.45%) | -$725.00 | -$60.42 |
| Take-Home Pay | $39,838.50 | $3,319.88 |
Property Tax in Stillwater
Median Home
$202,000
Annual Tax
$1,858
Monthly Tax
$155
Effective Rate
0.92%
Sales Tax in Stillwater
Combined Rate
5.14%
State Portion
~2.6%
Local Portion
~2.5%
The combined sales tax rate in Stillwater is 5.14%, which is below the national average of 7.12%. On a $100 purchase, you would pay $5.14 in sales tax.
Tax Burden Comparison
| Tax Type | Stillwater | Oklahoma Avg | National Avg |
|---|---|---|---|
| Income Tax | 4.75% | 4.75% | 4.6% |
| Property Tax | 0.92% | ~0.92% | 1.1% |
| Sales Tax | 5.14% | ~5.14% | 7.12% |
| Overall Burden | Moderate | — | Moderate |
Tax Saving Tips for Stillwater Residents
- Oklahoma's income tax rate of 4.75% is competitive. You may still benefit from maximizing 401(k) contributions ($23,500 limit) to reduce your taxable income at both state and federal levels.
- Property tax in Stillwater (0.92%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
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LowCalculate Your Full Oklahoma Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Stillwater, OK?
Stillwater, Oklahoma has a state income tax rate up to 4.75%. The property tax rate is 0.92% and the combined sales tax rate is 5.14%.
How much is property tax in Stillwater?
The effective property tax rate in Stillwater is 0.92%. On the median home price of $202,000, this equals approximately $1,858 per year or $155 per month. This is below the national average of 1.1%.
What is the sales tax rate in Stillwater?
The combined sales tax rate in Stillwater is 5.14%, which includes both state and local components. This is below the national average combined rate of approximately 7.12%.
How does Stillwater's tax burden compare to other cities?
Stillwater has a moderate overall tax burden. The effective total tax rate for a median-income household is approximately 25.2%. The combination of 4.75% state income tax, 0.92% property tax, and 5.14% sales tax determines the total burden. Cost of living index is 87.3 (100 = national average).
Are there any local taxes in Stillwater?
Stillwater does not impose a separate local or city income tax. Residents pay the state income tax of 4.75%, federal income tax, and FICA (Social Security and Medicare).