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Energy Efficient Home Credit (45L) in Virginia 2026

Calculate your energy efficient home credit (45l) tax savings in Virginia. With Virginia's 5.75% top state tax rate, your combined savings are higher.

Virginia Tax Overview

State Income Tax
5.75%
progressive
Sales Tax
5.3%
avg combined: 5.75%
Property Tax Rate
0.82%
Median Income
$87,249

Four brackets 2%-5.75%. Top rate at just $17K. Own standard deduction. High median income.

Virginia Income Tax Brackets (Single)

2%
$0 - $3,000
3%
$3,000 - $5,000
5%
$5,000 - $17,000
5.75%
$17,000 +
Your bracket
$5,000
Est. Total Savings
$5,000
Max Deduction
Tax Credit
Deduction Type
27.8%
Combined Tax Rate

Energy Efficient Home Credit (45L) Savings Calculator for Virginia

$
$

Federal Savings

$5,000

22% bracket

Virginia State

$0

5.75% rate

Total Savings

$5,000

27.8% combined

Tax credits reduce your tax bill dollar-for-dollar, regardless of your tax bracket.

Savings by Tax Bracket in Virginia

10%
$5,000
12%
$5,000
22%
$5,000
24%
$5,000
32%
$5,000
35%
$5,000
37%
$5,000

Includes 5.75% Virginia state tax on top of federal savings.

Eligibility Requirements

Builders or developers of new energy-efficient homes

  • 1$2,500 for ENERGY STAR certified homes
  • 2$5,000 for DOE Zero Energy Ready homes
  • 3Must meet prevailing wage requirements for full credit

Virginia residents should verify that this deduction is also recognized on their state tax return for additional savings of up to 5.75%.

Common Mistakes to Avoid

  • !Not obtaining required certifications before claiming
  • !Missing prevailing wage requirements
  • !Failing to meet the 50% energy savings threshold
  • !Forgetting to claim the deduction on your Virginia state return (missing up to 5.75% additional savings)

Virginia Filing Tips

The 5.75% top rate starts at just $17K, so most earners pay the top rate. State standard deduction ($8,000) is lower than federal. Age deduction up to $12,000 for 65+.

Required Tax Forms

Form 8908Form 3800

File these forms with your federal tax return to claim the energy efficient home credit (45l). Virginia may require additional state-specific forms.

Other Tax Deductions in Virginia

Mortgage Interest Deduction

Housing

~$4,415
est. savings

Property Tax Deduction

Housing

~$2,775
est. savings

Home Office Deduction

Housing

~$1,514
est. savings

Home Energy Tax Credit

Housing

~$1,800
est. savings

Residential Solar Tax Credit

Housing

~$7,500
est. savings

Military Moving Expenses

Housing

~$5,045
est. savings

PMI Premium Deduction

Housing

~$1,388
est. savings

Mortgage Points Deduction

Housing

~$2,523
est. savings

Energy Efficient Home Credit (45L) in Neighboring States

Maryland

5.75% top rate (progressive)

~$2,500
-2,500 vs Virginia

District of Columbia

10.75% top rate (progressive)

~$2,500
-2,500 vs Virginia

West Virginia

5.12% top rate (progressive)

~$2,500
-2,500 vs Virginia

Kentucky

4% top rate (flat)

~$2,500
-2,500 vs Virginia

Tennessee

No state income tax

~$2,500
-2,500 vs Virginia

North Carolina

4.5% top rate (flat)

~$2,500
-2,500 vs Virginia

Tax Calculators for Virginia Cities

Virginia BeachChesapeakeArlingtonNorfolkRichmondNewport NewsAlexandriaHamptonRoanokeSuffolk

Calculate Your Full Tax Savings in Virginia

Use our free tax calculators to optimize your entire tax return for Virginia.

Income Tax CalculatorVirginia Income TaxFull Energy Efficient Home Credit (45L) Guide

Frequently Asked Questions

How much can I save with the Energy Efficient Home Credit (45L) in Virginia?

In Virginia, the energy efficient home credit (45l) can save you an estimated $5,000 per year on a $5,000 deduction. This includes $5,000 in federal tax savings and $0 in Virginia state tax savings at the 5.75% marginal rate. The national average savings is $2,500/year.

What is the Virginia state income tax rate?

Virginia has a progressive income tax system with a top rate of 5.75%. Four brackets 2%-5.75%. Top rate at just $17K. Own standard deduction. High median income.

Who qualifies for the Energy Efficient Home Credit (45L) in Virginia?

Builders or developers of new energy-efficient homes. The eligibility requirements are the same whether you live in Virginia or another state, as this is a federal tax credit. However, your total savings will vary based on Virginia's 5.75% top state tax rate.

What tax forms do I need to claim the Energy Efficient Home Credit (45L) in Virginia?

To claim the energy efficient home credit (45l), you need to file Form 8908 and Form 3800 with your federal return. Virginia residents should also check if the state allows this deduction on their state return for additional savings of up to 5.75%. Filing status affects your deduction limits and tax bracket.

Is the Energy Efficient Home Credit (45L) better in Virginia than in states without income tax?

Yes, Virginia residents benefit more because the state's 5.75% top income tax rate means the deduction reduces both your federal AND state tax liability. In states with no income tax (like Texas, Florida, or Nevada), this deduction only reduces federal taxes. Your combined rate of 27.8% means more savings per dollar deducted.

What is the standard deduction in Virginia for 2026?

Virginia's standard deduction is $8,000 for single filers and $16,000 for married filing jointly. The 5.75% top rate starts at just $17K, so most earners pay the top rate. State standard deduction ($8,000) is lower than federal. Age deduction up to $12,000 for 65+.

Related Calculators

Mortgage Interest Deduction in Virginia

Avg savings: $3,500/year

Property Tax Deduction in Virginia

Avg savings: $2,200/year

Home Office Deduction in Virginia

Avg savings: $1,200/year

Home Energy Tax Credit in Virginia

Avg savings: $1,800/year

Residential Solar Tax Credit in Virginia

Avg savings: $7,500/year

Military Moving Expenses in Virginia

Avg savings: $4,000/year