Taxes in Cleveland, Tennessee
Complete tax guide for Cleveland, TN. No state income tax, 0.67% property tax, 8.8% sales tax. Calculate your total tax burden.
State Income Tax
None
Tennessee
Property Tax
0.67%
Effective rate
Sales Tax
8.8%
Combined rate
Tax Burden
Low
Cleveland, TN Tax Overview
No state income tax; higher sales tax rate compensates
Population
47,014
Median Income
$54,600
Cost of Living
88.2 (100 = avg)
State Income Tax
None
Median Home Price
$291,000
Cleveland Tax Calculator
Pre-filled with Cleveland median: $54,600
Total Tax Burden in Cleveland
$8,690
Take-Home: $45,910 · Effective Rate: 15.92%
Federal Tax
$4,514
8.27% eff.
TN State
$0
0.00% eff.
FICA
$4,177
7.65% eff.
Take-Home
$45,910
84.08% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $54,600.00 | $4,550.00 |
| Federal Income Tax | -$4,513.50 | -$376.13 |
| Tennessee State Tax | $0.00 | $0.00 |
| Social Security (6.2%) | -$3,385.20 | -$282.10 |
| Medicare (1.45%) | -$791.70 | -$65.98 |
| Take-Home Pay | $45,909.60 | $3,825.80 |
Property Tax in Cleveland
Median Home
$291,000
Annual Tax
$1,950
Monthly Tax
$162
Effective Rate
0.67%
Sales Tax in Cleveland
Combined Rate
8.8%
State Portion
~6.3%
Local Portion
~2.5%
The combined sales tax rate in Cleveland is 8.8%, which is above the national average of 7.12%. On a $100 purchase, you would pay $8.80 in sales tax.
Tax Burden Comparison
| Tax Type | Cleveland | Tennessee Avg | National Avg |
|---|---|---|---|
| Income Tax | None | None | 4.6% |
| Property Tax | 0.67% | ~0.67% | 1.1% |
| Sales Tax | 8.8% | ~8.8% | 7.12% |
| Overall Burden | Low | — | Moderate |
Tax Saving Tips for Cleveland Residents
- Tennessee has no state income tax, meaning your income is only subject to federal taxes and FICA. Consider investing your tax savings into a Roth IRA for tax-free growth.
- Property tax in Cleveland (0.67%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- The combined sales tax rate of 8.8% is relatively high. Consider making large purchases in lower-tax jurisdictions or online retailers that do not charge local tax rates.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
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Very LowCalculate Your Full Tennessee Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Cleveland, TN?
Cleveland, Tennessee has no state income tax. The property tax rate is 0.67% and the combined sales tax rate is 8.8%. No state income tax; higher sales tax rate compensates
How much is property tax in Cleveland?
The effective property tax rate in Cleveland is 0.67%. On the median home price of $291,000, this equals approximately $1,950 per year or $162 per month. This is below the national average of 1.1%.
What is the sales tax rate in Cleveland?
The combined sales tax rate in Cleveland is 8.8%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does Cleveland's tax burden compare to other cities?
Cleveland has a low overall tax burden. The effective total tax rate for a median-income household is approximately 21.5%. The absence of state income tax significantly reduces the overall burden. Cost of living index is 88.2 (100 = national average).
Are there any local taxes in Cleveland?
Cleveland does not impose a separate local or city income tax. Residents pay no state income tax, federal income tax, and FICA (Social Security and Medicare). No state income tax; higher sales tax rate compensates