Murfreesboro TN Tax Calculator 2026: No Wage Income Tax
Calculate Murfreesboro Tennessee taxes with no state wage income tax, no city income tax, 9.75% sales-tax planning context, property-tax checks, FICA, and take-home pay.
Answer first
Murfreesboro TN local income tax: 0%, with 9.75% sales-tax planning context
Murfreesboro does not add a separate wage income tax, and Tennessee has no broad state wage income tax. For local burden planning, separate federal income tax and FICA from the 9.75% sales-tax planning estimate and parcel-specific city/county property-tax bills.
Murfreesboro source check
Murfreesboro TN tax calculator: no local wage income tax
Murfreesboro has no separate city wage income tax in this profile. Tennessee also has no broad state wage income tax, and the Hall income tax on interest and dividends was repealed beginning January 1, 2021. The local checks that still matter are sales tax by address/item and property tax by parcel.
| 2026 tax item | Murfreesboro answer | How to verify |
|---|---|---|
| Local wage income tax | 0% city/county wage income tax in this profile | Use federal payroll/FICA rules plus Tennessee no-income-tax context; the Hall tax repeal removed the former interest/dividend income tax beginning January 1, 2021. |
| Sales tax | 9.75% planning estimate: 7% Tennessee state + 2.75% local option | Verify exact address, sourcing rule, item category, and exemption status with the Tennessee DOR local sales-tax lookup. |
| Property tax | 0.72% effective estimate; $2,448 median annual property tax in this profile | Check the City of Murfreesboro property-tax page, Rutherford County trustee context, and Tennessee property-tax formula before relying on a parcel estimate. |
The calculator below is a planning estimate, not a filing position or parcel bill. Sales tax can change by exact location and taxable item, while property tax depends on appraised value, assessment class, city/county rates, exemptions, relief, and freeze eligibility.
State Income Tax
0%
Tennessee
Property Tax
0.72%
Effective rate
Sales Tax
9.75%
Combined rate
Tax Burden
Very Low
Murfreesboro, TN Tax Overview
No state wage income tax; verify Rutherford County sales tax by address
Population
152,769
Median Income
$58,312
Cost of Living
97.3 (100 = avg)
State Income Tax
0%
Median Home Price
$340,000
Murfreesboro Tax Calculator
Pre-filled with Murfreesboro median: $58,312
Total Tax Burden in Murfreesboro
$9,278
Take-Home: $49,034 · Effective Rate: 15.91%
Federal Tax
$4,817
8.26% eff.
TN State
$0
0.00% eff.
FICA
$4,461
7.65% eff.
Take-Home
$49,034
84.09% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $58,312.00 | $4,859.33 |
| Federal Income Tax | -$4,817.44 | -$401.45 |
| Tennessee State Tax | $0.00 | $0.00 |
| Social Security (6.2%) | -$3,615.34 | -$301.28 |
| Medicare (1.45%) | -$845.52 | -$70.46 |
| Take-Home Pay | $49,033.69 | $4,086.14 |
Property Tax in Murfreesboro
Median Home
$340,000
Annual Tax
$2,448
Monthly Tax
$204
Effective Rate
0.72%
Sales Tax in Murfreesboro
Combined Rate
9.75%
State Portion
7%
Local Portion
2.75%
The combined sales tax rate in Murfreesboro is 9.75%, which is above the national average of 7.12%. On a $100 purchase, you would pay $9.75 in sales tax.
Sales and use tax can vary by exact address, district, item category, exemptions, and effective date. Treat this city rate as a planning estimate and verify large purchases with the official state sales-tax lookup or local tax authority.
Tax Burden Comparison
| Tax Type | Murfreesboro | Tennessee Avg | National Avg |
|---|---|---|---|
| Income Tax | 0% | 0% | 4.6% |
| Property Tax | 0.72% | ~0.72% | 1.1% |
| Sales Tax | 9.75% | ~9.75% | 7.12% |
| Overall Burden | Very Low | — | Moderate |
About Taxes in Murfreesboro
Murfreesboro has a population of approximately 152,769 residents with a median household income of $58,312. The cost of living index is 97.3 (2.7% lower than the national average of 100).
Local context: No state wage income tax; verify Rutherford County sales tax by address
Tax burden classification: Very Low. Effective combined tax rate of 23.9% includes federal, state, FICA, property, and sales taxes for a typical Murfreesboro household.
Official Tax Resources for Tennessee
For authoritative Tennessee tax forms, filing deadlines, and the latest legislative updates, consult these official government resources:
- Tennessee Department of Revenue — official state revenue agency
- Tennessee Individual Income Tax Forms — current tax year forms and instructions
- Tennessee Property Tax Information — assessment, exemptions, and appeals
- Tennessee Sales Tax Authority — current sales tax rates and rules
- IRS Federal Tax Forms and Instructions — federal income tax filing
Tax Saving Tips for Murfreesboro Residents
- Murfreesboro wage planning should start with the no Tennessee wage-income-tax answer, then separate federal income tax, FICA, sales tax, and parcel-specific property tax.
- Property tax in Murfreesboro (0.72%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- For Murfreesboro purchases, use 9.75% as a planning estimate, then verify the exact address, item category, and sourcing rule with the Tennessee Department of Revenue local sales-tax lookup.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,400 individual, $8,750 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Find Your Local Tax Authority in Murfreesboro
The 0.72% property tax rate shown above is a city-profile effective estimate. Your actual Murfreesboro property tax bill is set by your county assessor and may include additional levies from your school district, municipal utility district (MUD), or special assessment district. Use these official lookup tools to confirm exact rates for your specific address:
Look up the county your Murfreesboro address belongs to and find your assessor's office:
- • NACo County Explorer — search by address
- • USA.gov — Tennessee local govt directory
School districts add their own millage rate to property tax:
- • NCES District Locator — federal database
- • NCES School Locator (EDGE)
Municipal Utility Districts and special assessment districts are common in fast-growing Tennessee suburbs:
- • Census — Census of Governments
- • Check your tax bill for line items beyond county + school district
Disagree with your assessment? You can appeal:
- • Property Tax Appeal Guide
- • Most counties allow 30-60 days post-assessment to file appeal
Why this matters: Two homes valued the same in Murfreesboro can pay different property tax depending on which school district + MUD they fall within. Always verify with your specific address — the address-level rate may be 10-30% higher than the city average shown here.
Other Cities in Tennessee
Nashville
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Very LowKnoxville
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Very LowClarksville
Very LowFranklin
ModerateJackson
Very LowSources & Methodology
Tax rate data on this page is compiled from official government sources and updated for the 2026 tax year. Calculations follow the IRS-published 2026 federal tax brackets, FICA rates (6.2% Social Security up to $184,500 wage base, 1.45% Medicare), and Tennessee state tax provisions. Property tax estimates use Murfreesboro's median home value of $340,000and the local effective property tax rate of 0.72%.
- • Federal tax brackets and standard deductions: IRS.gov
- • State income tax rates and brackets: Tennessee Department of Revenue
- • Median household income, home value, and demographics: U.S. Census Bureau ACS
- • Cost of living comparisons: U.S. Bureau of Labor Statistics CES
- • National average benchmarks: Tax Foundation state-level tax burden studies
Disclaimer: Estimates are for informational purposes only. Actual tax liability depends on filing status, deductions, credits, and individual circumstances. Consult a licensed tax professional or your state revenue agency for binding tax guidance.
Reviewed by LevyIO Tax Research Team · Published 2026-01-15 · Last updated 2026-06-03
Calculate Your Full Tennessee Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Reviewed data sources
Reviewed June 3, 2026. Calculations use current public tax guidance and published source data.
1. Enter the tax scenario
Use the filing status, income type, state, payroll, deduction, credit, or transaction details that match the real case.
2. Review assumptions
Check the visible formula context, source notes, related calculators, and federal or state limits before relying on the estimate.
3. Verify before filing
Confirm final tax positions with IRS guidance, state revenue agencies, payroll records, brokerage forms, or a qualified tax professional.
Planning estimate, not tax advice
LevyIO calculators are educational planning tools. Actual federal, state, payroll, property, sales, and local tax results can change with filing status, credits, deductions, residency, employer withholding, address-level rates, and current forms. Verify final filing positions with IRS or state guidance, payroll records, tax software, or a qualified tax professional.
Frequently Asked Questions
Does Murfreesboro, Tennessee have a local income tax?
No. Murfreesboro does not add a city or county wage income tax in this profile. Tennessee has no broad individual wage income tax, and the Hall income tax on interest and dividends was repealed beginning January 1, 2021.
What sales tax rate should Murfreesboro TN residents use in 2026?
LevyIO uses 9.75% as the Murfreesboro/Rutherford County planning estimate: 7% Tennessee general state sales tax plus a 2.75% local option layer. Exact tax can vary by address, sourcing rule, item category, and exemption, so verify large purchases with the Tennessee Department of Revenue local sales-tax lookup.
How should Murfreesboro property tax be checked?
Use the profile effective estimate only for broad planning. Murfreesboro city property tax is calculated from the Rutherford County assessed value, and the city property-tax page explains that residential property generally uses a 25% assessment ratio before the tax rate is applied. Final city and county bills should be checked by parcel.
What are the tax rates in Murfreesboro, TN?
Murfreesboro, Tennessee has no Tennessee state wage income tax and no separate city income tax in this profile. The profile uses a 0.72% effective property-tax estimate and a 9.75% sales-tax planning estimate for Murfreesboro/Rutherford County, with address-level verification required for sales tax and parcel-level verification required for property tax. No state wage income tax; verify Rutherford County sales tax by address
How much is property tax in Murfreesboro?
The effective property tax rate in Murfreesboro is 0.72%. On the median home price of $340,000, this equals approximately $2,448 per year or $204 per month. This is below the national average of 1.1%.
What is the sales tax rate in Murfreesboro?
LevyIO uses 9.75% as the Murfreesboro/Rutherford County planning estimate: 7% Tennessee state sales tax plus a 2.75% local option layer. Verify the exact address, item category, and sourcing rule with the Tennessee Department of Revenue local sales-tax lookup.
How does Murfreesboro's tax burden compare to other cities?
Murfreesboro has a very low overall tax burden. The effective total tax rate for a median-income household is approximately 23.9%. The absence of state income tax significantly reduces the overall burden. Cost of living index is 97.3 (100 = national average).
Are there any local taxes in Murfreesboro?
Murfreesboro does not impose a separate local or city income tax in this profile. Tennessee has no broad individual wage income tax, and the Hall tax on interest and dividends was repealed beginning January 1, 2021. Residents should still plan for federal income tax, FICA, sales tax, and parcel-specific property tax. No state wage income tax; verify Rutherford County sales tax by address