Taxes in Columbia, Tennessee
Complete tax guide for Columbia, TN. No state income tax, 0.66% property tax, 7.92% sales tax. Calculate your total tax burden.
State Income Tax
None
Tennessee
Property Tax
0.66%
Effective rate
Sales Tax
7.92%
Combined rate
Tax Burden
Low
Columbia, TN Tax Overview
No state income tax; higher sales tax rate compensates
Population
40,834
Median Income
$51,200
Cost of Living
91.1 (100 = avg)
State Income Tax
None
Median Home Price
$242,000
Columbia Tax Calculator
Pre-filled with Columbia median: $51,200
Total Tax Burden in Columbia
$8,022
Take-Home: $43,178 · Effective Rate: 15.67%
Federal Tax
$4,106
8.02% eff.
TN State
$0
0.00% eff.
FICA
$3,917
7.65% eff.
Take-Home
$43,178
84.33% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $51,200.00 | $4,266.67 |
| Federal Income Tax | -$4,105.50 | -$342.13 |
| Tennessee State Tax | $0.00 | $0.00 |
| Social Security (6.2%) | -$3,174.40 | -$264.53 |
| Medicare (1.45%) | -$742.40 | -$61.87 |
| Take-Home Pay | $43,177.70 | $3,598.14 |
Property Tax in Columbia
Median Home
$242,000
Annual Tax
$1,597
Monthly Tax
$133
Effective Rate
0.66%
Sales Tax in Columbia
Combined Rate
7.92%
State Portion
~5.4%
Local Portion
~2.5%
The combined sales tax rate in Columbia is 7.92%, which is above the national average of 7.12%. On a $100 purchase, you would pay $7.92 in sales tax.
Tax Burden Comparison
| Tax Type | Columbia | Tennessee Avg | National Avg |
|---|---|---|---|
| Income Tax | None | None | 4.6% |
| Property Tax | 0.66% | ~0.66% | 1.1% |
| Sales Tax | 7.92% | ~7.92% | 7.12% |
| Overall Burden | Low | — | Moderate |
Tax Saving Tips for Columbia Residents
- Tennessee has no state income tax, meaning your income is only subject to federal taxes and FICA. Consider investing your tax savings into a Roth IRA for tax-free growth.
- Property tax in Columbia (0.66%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in Tennessee
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Very LowCalculate Your Full Tennessee Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Columbia, TN?
Columbia, Tennessee has no state income tax. The property tax rate is 0.66% and the combined sales tax rate is 7.92%. No state income tax; higher sales tax rate compensates
How much is property tax in Columbia?
The effective property tax rate in Columbia is 0.66%. On the median home price of $242,000, this equals approximately $1,597 per year or $133 per month. This is below the national average of 1.1%.
What is the sales tax rate in Columbia?
The combined sales tax rate in Columbia is 7.92%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does Columbia's tax burden compare to other cities?
Columbia has a low overall tax burden. The effective total tax rate for a median-income household is approximately 20.7%. The absence of state income tax significantly reduces the overall burden. Cost of living index is 91.1 (100 = national average).
Are there any local taxes in Columbia?
Columbia does not impose a separate local or city income tax. Residents pay no state income tax, federal income tax, and FICA (Social Security and Medicare). No state income tax; higher sales tax rate compensates