Taxes in Kahului, Hawaii
Complete tax guide for Kahului, HI. State income tax up to 8.25%, 0.28% property tax, 6.9% sales tax. Calculate your total tax burden.
State Income Tax
8.25%
Hawaii
Property Tax
0.28%
Effective rate
Sales Tax
6.9%
Combined rate
Tax Burden
Moderate
Kahului, HI Tax Overview
Population
29,179
Median Income
$74,800
Cost of Living
182.4 (100 = avg)
State Income Tax
8.25%
Median Home Price
$675,000
Kahului Tax Calculator
Pre-filled with Kahului median: $74,800
Total Tax Burden in Kahului
$19,963
Take-Home: $54,837 · Effective Rate: 26.69%
Federal Tax
$8,070
10.79% eff.
HI State
$6,171
8.25% eff.
FICA
$5,722
7.65% eff.
Take-Home
$54,837
73.31% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $74,800.00 | $6,233.33 |
| Federal Income Tax | -$8,070.00 | -$672.50 |
| Hawaii State Tax | -$6,171.00 | -$514.25 |
| Social Security (6.2%) | -$4,637.60 | -$386.47 |
| Medicare (1.45%) | -$1,084.60 | -$90.38 |
| Take-Home Pay | $54,836.80 | $4,569.73 |
Property Tax in Kahului
Median Home
$675,000
Annual Tax
$1,890
Monthly Tax
$158
Effective Rate
0.28%
Sales Tax in Kahului
Combined Rate
6.9%
State Portion
~4.4%
Local Portion
~2.5%
The combined sales tax rate in Kahului is 6.9%, which is below the national average of 7.12%. On a $100 purchase, you would pay $6.90 in sales tax.
Tax Burden Comparison
| Tax Type | Kahului | Hawaii Avg | National Avg |
|---|---|---|---|
| Income Tax | 8.25% | 8.25% | 4.6% |
| Property Tax | 0.28% | ~0.28% | 1.1% |
| Sales Tax | 6.9% | ~6.9% | 7.12% |
| Overall Burden | Moderate | — | Moderate |
Tax Saving Tips for Kahului Residents
- Hawaii's income tax rate of 8.25% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Property tax in Kahului (0.28%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in Hawaii
Calculate Your Full Hawaii Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Kahului, HI?
Kahului, Hawaii has a state income tax rate up to 8.25%. The property tax rate is 0.28% and the combined sales tax rate is 6.9%.
How much is property tax in Kahului?
The effective property tax rate in Kahului is 0.28%. On the median home price of $675,000, this equals approximately $1,890 per year or $158 per month. This is below the national average of 1.1%.
What is the sales tax rate in Kahului?
The combined sales tax rate in Kahului is 6.9%, which includes both state and local components. This is below the national average combined rate of approximately 7.12%.
How does Kahului's tax burden compare to other cities?
Kahului has a moderate overall tax burden. The effective total tax rate for a median-income household is approximately 28.1%. The combination of 8.25% state income tax, 0.28% property tax, and 6.9% sales tax determines the total burden. Cost of living index is 182.4 (100 = national average).
Are there any local taxes in Kahului?
Kahului does not impose a separate local or city income tax. Residents pay the state income tax of 8.25%, federal income tax, and FICA (Social Security and Medicare).