Taxes in Kahului, Hawaii
Complete tax guide for Kahului, HI. State income tax up to 8.25%, 0.28% property tax, 6.9% sales tax. Calculate your total tax burden.
State Income Tax
8.25%
Hawaii
Property Tax
0.28%
Effective rate
Sales Tax
6.9%
Combined rate
Tax Burden
Moderate
Kahului, HI Tax Overview
Population
29,179
Median Income
$74,800
Cost of Living
182.4 (100 = avg)
State Income Tax
8.25%
Median Home Price
$675,000
Kahului Tax Calculator
Pre-filled with Kahului median: $74,800
Total Tax Burden in Kahului
$19,963
Take-Home: $54,837 · Effective Rate: 26.69%
Federal Tax
$8,070
10.79% eff.
HI State
$6,171
8.25% eff.
FICA
$5,722
7.65% eff.
Take-Home
$54,837
73.31% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $74,800.00 | $6,233.33 |
| Federal Income Tax | -$8,070.00 | -$672.50 |
| Hawaii State Tax | -$6,171.00 | -$514.25 |
| Social Security (6.2%) | -$4,637.60 | -$386.47 |
| Medicare (1.45%) | -$1,084.60 | -$90.38 |
| Take-Home Pay | $54,836.80 | $4,569.73 |
Property Tax in Kahului
Median Home
$675,000
Annual Tax
$1,890
Monthly Tax
$158
Effective Rate
0.28%
Sales Tax in Kahului
Combined Rate
6.9%
State Portion
~4.4%
Local Portion
~2.5%
The combined sales tax rate in Kahului is 6.9%, which is below the national average of 7.12%. On a $100 purchase, you would pay $6.90 in sales tax.
Tax Burden Comparison
| Tax Type | Kahului | Hawaii Avg | National Avg |
|---|---|---|---|
| Income Tax | 8.25% | 8.25% | 4.6% |
| Property Tax | 0.28% | ~0.28% | 1.1% |
| Sales Tax | 6.9% | ~6.9% | 7.12% |
| Overall Burden | Moderate | — | Moderate |
About Taxes in Kahului
Kahului has a population of approximately 29,179 residents with a median household income of $74,800. The cost of living index is 182.4 (82.4% higher than the national average of 100).
Tax burden classification: Moderate. Effective combined tax rate of 28.1% includes federal, state, FICA, property, and sales taxes for a typical Kahului household.
Official Tax Resources for Hawaii
For authoritative Hawaii tax forms, filing deadlines, and the latest legislative updates, consult these official government resources:
- Hawaii Department of Taxation — official state revenue agency
- Hawaii Individual Income Tax Forms — current tax year forms and instructions
- IRS Federal Tax Forms and Instructions — federal income tax filing
Tax Saving Tips for Kahului Residents
- Hawaii's income tax rate of 8.25% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Property tax in Kahului (0.28%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,400 individual, $8,750 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in Hawaii
Sources & Methodology
Tax rate data on this page is compiled from official government sources and updated for the 2026 tax year. Calculations follow the IRS-published 2026 federal tax brackets, FICA rates (6.2% Social Security up to $176,100 wage base, 1.45% Medicare), and Hawaii state tax provisions. Property tax estimates use Kahului's median home value of $675,000and the local effective property tax rate of 0.28%.
- • Federal tax brackets and standard deductions: IRS.gov
- • State income tax rates and brackets: Hawaii Department of Taxation
- • Median household income, home value, and demographics: U.S. Census Bureau ACS
- • Cost of living comparisons: U.S. Bureau of Labor Statistics CES
- • National average benchmarks: Tax Foundation state-level tax burden studies
Disclaimer: Estimates are for informational purposes only. Actual tax liability depends on filing status, deductions, credits, and individual circumstances. Consult a licensed tax professional or your state revenue agency for binding tax guidance.
Reviewed by LevyIO Tax Research Team · Published 2026-01-15 · Last updated 2026-04-30
Calculate Your Full Hawaii Tax Burden
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Frequently Asked Questions
What are the tax rates in Kahului, HI?
Kahului, Hawaii has a state income tax rate up to 8.25%. The property tax rate is 0.28% and the combined sales tax rate is 6.9%.
How much is property tax in Kahului?
The effective property tax rate in Kahului is 0.28%. On the median home price of $675,000, this equals approximately $1,890 per year or $158 per month. This is below the national average of 1.1%.
What is the sales tax rate in Kahului?
The combined sales tax rate in Kahului is 6.9%, which includes both state and local components. This is below the national average combined rate of approximately 7.12%.
How does Kahului's tax burden compare to other cities?
Kahului has a moderate overall tax burden. The effective total tax rate for a median-income household is approximately 28.1%. The combination of 8.25% state income tax, 0.28% property tax, and 6.9% sales tax determines the total burden. Cost of living index is 182.4 (100 = national average).
Are there any local taxes in Kahului?
Kahului does not impose a separate local or city income tax. Residents pay the state income tax of 8.25%, federal income tax, and FICA (Social Security and Medicare).