Taxes in Fredericksburg, Virginia
Complete tax guide for Fredericksburg, VA. State income tax up to 5.75%, 0.85% property tax, 6.36% sales tax. Calculate your total tax burden.
State Income Tax
5.75%
Virginia
Property Tax
0.85%
Effective rate
Sales Tax
6.36%
Combined rate
Tax Burden
Moderate
Fredericksburg, VA Tax Overview
Population
29,036
Median Income
$63,900
Cost of Living
103.6 (100 = avg)
State Income Tax
5.75%
Median Home Price
$366,000
Fredericksburg Tax Calculator
Pre-filled with Fredericksburg median: $63,900
Total Tax Burden in Fredericksburg
$14,235
Take-Home: $49,665 · Effective Rate: 22.28%
Federal Tax
$5,672
8.88% eff.
VA State
$3,674
5.75% eff.
FICA
$4,888
7.65% eff.
Take-Home
$49,665
77.72% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $63,900.00 | $5,325.00 |
| Federal Income Tax | -$5,672.00 | -$472.67 |
| Virginia State Tax | -$3,674.25 | -$306.19 |
| Social Security (6.2%) | -$3,961.80 | -$330.15 |
| Medicare (1.45%) | -$926.55 | -$77.21 |
| Take-Home Pay | $49,665.40 | $4,138.78 |
Property Tax in Fredericksburg
Median Home
$366,000
Annual Tax
$3,111
Monthly Tax
$259
Effective Rate
0.85%
Sales Tax in Fredericksburg
Combined Rate
6.36%
State Portion
~3.9%
Local Portion
~2.5%
The combined sales tax rate in Fredericksburg is 6.36%, which is below the national average of 7.12%. On a $100 purchase, you would pay $6.36 in sales tax.
Tax Burden Comparison
| Tax Type | Fredericksburg | Virginia Avg | National Avg |
|---|---|---|---|
| Income Tax | 5.75% | 5.75% | 4.6% |
| Property Tax | 0.85% | ~0.85% | 1.1% |
| Sales Tax | 6.36% | ~6.36% | 7.12% |
| Overall Burden | Moderate | — | Moderate |
About Taxes in Fredericksburg
Fredericksburg has a population of approximately 29,036 residents with a median household income of $63,900. The cost of living index is 103.6 (3.6% higher than the national average of 100).
Tax burden classification: Moderate. Effective combined tax rate of 27.7% includes federal, state, FICA, property, and sales taxes for a typical Fredericksburg household.
Official Tax Resources for Virginia
For authoritative Virginia tax forms, filing deadlines, and the latest legislative updates, consult these official government resources:
- Virginia Department of Taxation — official state revenue agency
- Virginia Individual Income Tax Forms — current tax year forms and instructions
- IRS Federal Tax Forms and Instructions — federal income tax filing
Tax Saving Tips for Fredericksburg Residents
- Virginia's income tax rate of 5.75% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Property tax in Fredericksburg (0.85%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,400 individual, $8,750 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
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ModerateSources & Methodology
Tax rate data on this page is compiled from official government sources and updated for the 2026 tax year. Calculations follow the IRS-published 2026 federal tax brackets, FICA rates (6.2% Social Security up to $176,100 wage base, 1.45% Medicare), and Virginia state tax provisions. Property tax estimates use Fredericksburg's median home value of $366,000and the local effective property tax rate of 0.85%.
- • Federal tax brackets and standard deductions: IRS.gov
- • State income tax rates and brackets: Virginia Department of Taxation
- • Median household income, home value, and demographics: U.S. Census Bureau ACS
- • Cost of living comparisons: U.S. Bureau of Labor Statistics CES
- • National average benchmarks: Tax Foundation state-level tax burden studies
Disclaimer: Estimates are for informational purposes only. Actual tax liability depends on filing status, deductions, credits, and individual circumstances. Consult a licensed tax professional or your state revenue agency for binding tax guidance.
Reviewed by LevyIO Tax Research Team · Published 2026-01-15 · Last updated 2026-04-30
Calculate Your Full Virginia Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Fredericksburg, VA?
Fredericksburg, Virginia has a state income tax rate up to 5.75%. The property tax rate is 0.85% and the combined sales tax rate is 6.36%.
How much is property tax in Fredericksburg?
The effective property tax rate in Fredericksburg is 0.85%. On the median home price of $366,000, this equals approximately $3,111 per year or $259 per month. This is below the national average of 1.1%.
What is the sales tax rate in Fredericksburg?
The combined sales tax rate in Fredericksburg is 6.36%, which includes both state and local components. This is below the national average combined rate of approximately 7.12%.
How does Fredericksburg's tax burden compare to other cities?
Fredericksburg has a moderate overall tax burden. The effective total tax rate for a median-income household is approximately 27.7%. The combination of 5.75% state income tax, 0.85% property tax, and 6.36% sales tax determines the total burden. Cost of living index is 103.6 (100 = national average).
Are there any local taxes in Fredericksburg?
Fredericksburg does not impose a separate local or city income tax. Residents pay the state income tax of 5.75%, federal income tax, and FICA (Social Security and Medicare).