Taxes in Waipahu, Hawaii
Complete tax guide for Waipahu, HI. State income tax up to 8.25%, 0.28% property tax, 4.35% sales tax. Calculate your total tax burden.
State Income Tax
8.25%
Hawaii
Property Tax
0.28%
Effective rate
Sales Tax
4.35%
Combined rate
Tax Burden
Moderate
Waipahu, HI Tax Overview
Population
38,216
Median Income
$62,000
Cost of Living
182.5 (100 = avg)
State Income Tax
8.25%
Median Home Price
$680,000
Waipahu Tax Calculator
Pre-filled with Waipahu median: $62,000
Total Tax Burden in Waipahu
$15,260
Take-Home: $46,741 · Effective Rate: 24.61%
Federal Tax
$5,402
8.71% eff.
HI State
$5,115
8.25% eff.
FICA
$4,743
7.65% eff.
Take-Home
$46,741
75.39% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $62,000.00 | $5,166.67 |
| Federal Income Tax | -$5,401.50 | -$450.13 |
| Hawaii State Tax | -$5,115.00 | -$426.25 |
| Social Security (6.2%) | -$3,844.00 | -$320.33 |
| Medicare (1.45%) | -$899.00 | -$74.92 |
| Take-Home Pay | $46,740.50 | $3,895.04 |
Property Tax in Waipahu
Median Home
$680,000
Annual Tax
$1,904
Monthly Tax
$159
Effective Rate
0.28%
Sales Tax in Waipahu
Combined Rate
4.35%
State Portion
~1.8%
Local Portion
~2.5%
The combined sales tax rate in Waipahu is 4.35%, which is below the national average of 7.12%. On a $100 purchase, you would pay $4.35 in sales tax.
Tax Burden Comparison
| Tax Type | Waipahu | Hawaii Avg | National Avg |
|---|---|---|---|
| Income Tax | 8.25% | 8.25% | 4.6% |
| Property Tax | 0.28% | ~0.28% | 1.1% |
| Sales Tax | 4.35% | ~4.35% | 7.12% |
| Overall Burden | Moderate | — | Moderate |
About Taxes in Waipahu
Waipahu has a population of approximately 38,216 residents with a median household income of $62,000. The cost of living index is 182.5 (82.5% higher than the national average of 100).
Tax burden classification: Moderate. Effective combined tax rate of 27.8% includes federal, state, FICA, property, and sales taxes for a typical Waipahu household.
Official Tax Resources for Hawaii
For authoritative Hawaii tax forms, filing deadlines, and the latest legislative updates, consult these official government resources:
- Hawaii Department of Taxation — official state revenue agency
- Hawaii Individual Income Tax Forms — current tax year forms and instructions
- IRS Federal Tax Forms and Instructions — federal income tax filing
Tax Saving Tips for Waipahu Residents
- Hawaii's income tax rate of 8.25% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Property tax in Waipahu (0.28%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,400 individual, $8,750 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in Hawaii
Sources & Methodology
Tax rate data on this page is compiled from official government sources and updated for the 2026 tax year. Calculations follow the IRS-published 2026 federal tax brackets, FICA rates (6.2% Social Security up to $176,100 wage base, 1.45% Medicare), and Hawaii state tax provisions. Property tax estimates use Waipahu's median home value of $680,000and the local effective property tax rate of 0.28%.
- • Federal tax brackets and standard deductions: IRS.gov
- • State income tax rates and brackets: Hawaii Department of Taxation
- • Median household income, home value, and demographics: U.S. Census Bureau ACS
- • Cost of living comparisons: U.S. Bureau of Labor Statistics CES
- • National average benchmarks: Tax Foundation state-level tax burden studies
Disclaimer: Estimates are for informational purposes only. Actual tax liability depends on filing status, deductions, credits, and individual circumstances. Consult a licensed tax professional or your state revenue agency for binding tax guidance.
Reviewed by LevyIO Tax Research Team · Published 2026-01-15 · Last updated 2026-04-30
Calculate Your Full Hawaii Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Waipahu, HI?
Waipahu, Hawaii has a state income tax rate up to 8.25%. The property tax rate is 0.28% and the combined sales tax rate is 4.35%.
How much is property tax in Waipahu?
The effective property tax rate in Waipahu is 0.28%. On the median home price of $680,000, this equals approximately $1,904 per year or $159 per month. This is below the national average of 1.1%.
What is the sales tax rate in Waipahu?
The combined sales tax rate in Waipahu is 4.35%, which includes both state and local components. This is below the national average combined rate of approximately 7.12%.
How does Waipahu's tax burden compare to other cities?
Waipahu has a moderate overall tax burden. The effective total tax rate for a median-income household is approximately 27.8%. The combination of 8.25% state income tax, 0.28% property tax, and 4.35% sales tax determines the total burden. Cost of living index is 182.5 (100 = national average).
Are there any local taxes in Waipahu?
Waipahu does not impose a separate local or city income tax. Residents pay the state income tax of 8.25%, federal income tax, and FICA (Social Security and Medicare).